Insurance scheme – inclusions and requirements
NSWRL have extended the following Community Rugby League insurance to Heritage Rugby League (HRL) and its affiliated member clubs:
- Personal injury and accident to all players registered to HRL clubs
- Management and Public Liability for Heritage Rugby League affiliate clubs to host matches in NSW and ACT.
- All participants (players and volunteers) are required to register in their respective club’s HRL portal on MySideline.
- Clubs on application can apply to play interstate but not as the host body.
- iCare benefits
Please note:
- Clubs registering non-Australian citizens will need to take out and show proof of specific cover.
- This is based on two annual pre and post season participation windows agreed with NSWRL, with the majority of games played in a Spring window mid-September to end of November. On application, other games may be played in a Summer Window from February to mid-March.
- This covers a calendar year e.g. for HRL season 2025, it covers from February to November 2025.
- Full payment must be made for a season before a club plays any games.
Insurance provisions are also listed in the HRL Operations Manual.
Injury – lodging a claim
If a player sustains an injury, and an HRL club, player, and/or a parent/guardian wishes to lodge a claim for insurance cover for the injury, then the claim should be lodged through Claim Form – Member Injury Details – Gallagher website. Gallagher Insurance requires that a claim be lodged within 30 days of the injury being sustained (please see the claim form).
Gallaghers insurance claim form and link – navigating there
To navigate through to the insurance claim form, this can be done through several steps:
- Go to NSWRL website, and on LHS, click on Club Hub
- Click on Players
- Click on Gallagher Insurance
- Click on Insurance Claims
- Click on Option 1 Submit a claim online (same link as at the top)
Option 2 allows the player or parent/guardian to download a PDF form.
Reference – more information on NSWRL Community/HRL insurance schemes
Insurance – Community – NSWRL website
Insurance Claims – Gallagher website
Note that this is a basic level of insurance cover. Clubs and players may wish to consider taking out private health insurance. The links above contain more information about inclusions and coverage limits.