Insurance scheme – inclusions and requirements

NSWRL have extended the following Community Rugby League insurance to Heritage Rugby League (HRL) and its affiliated member clubs:

  • Personal injury and accident to all players registered to HRL clubs
  • Management and Public Liability for Heritage Rugby League affiliate clubs to host matches in NSW and ACT.
    • All participants (players and volunteers) are required to register in their respective club’s HRL portal on MySideline.
  • Clubs on application can apply to play interstate but not as the host body.
  • iCare benefits

Please note:

  • Clubs registering non-Australian citizens will need to take out and show proof of specific cover.
  • This is based on two annual pre and post season participation windows agreed with NSWRL, with the majority of games played in a Spring window mid-September to end of November. On application, other games may be played in a Summer Window from February to mid-March.
  • This covers a calendar year e.g. for HRL season 2025, it covers from February to November 2025.
  • Full payment must be made for a season before a club plays any games.

Insurance provisions are also listed in the HRL Operations Manual.

Injury – lodging a claim

If a player sustains an injury, and an HRL club, player, and/or a parent/guardian wishes to lodge a claim for insurance cover for the injury, then the claim should be lodged through Claim Form – Member Injury Details – Gallagher website. Gallagher Insurance requires that a claim be lodged within 30 days of the injury being sustained (please see the claim form).

Gallaghers insurance claim form and link – navigating there

To navigate through to the insurance claim form, this can be done through several steps:

  1. Go to NSWRL website, and on LHS, click on Club Hub
  2. Click on Players
  3. Click on Gallagher Insurance
  4. Click on Insurance Claims
  5. Click on Option 1 Submit a claim online (same link as at the top)

Option 2 allows the player or parent/guardian to download a PDF form.

Reference – more information on NSWRL Community/HRL insurance schemes

Insurance – Community – NSWRL website

Insurance Claims – Gallagher website

Note that this is a basic level of insurance cover. Clubs and players may wish to consider taking out private health insurance. The links above contain more information about inclusions and coverage limits.